Kotak bank credit card
🆓 Lifetime Free Card - 0 joining fee and 0 annual fee
🏆 Premiere Rewards Program - up to 8 points for each ₹150 spent
⛽️ Fuel surcharge waiver - get up to ₹3500 waiver in a year
🎟 Milestone benefits - get up to 4 PVR tickets free or 10,000 reward points on spends of ₹1,25,000 every 6 months